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Welcome to E-Loan Giant! No need to search the web for your financial needs. Whether you are looking for personal loans, auto loans, home equity loans, credit cards, student loans, debt relief and consolidation, or a payday loan, you are sure to find it here! We have compiled the best offers anywhere on the internet. Regardless of your credit history, we can help you find the product that best matches your financial needs. We also offer many different financial tools and calculators as well as many insightful and informational articles to assist in answering your credit questions.




Auto Loans: We have compiled a list of some of the best auto lenders anywhere. Whether you need a loan for a car, truck, or SUV, we are sure to have a lender that will be best suited to your situation. With many lenders and loans to choose from, you are sure to get the best deal when preparing to buy that new or used vehicle. Most applications take minutes to fill out and even less to approve, giving you tons of bargaining power when visiting your auto dealership. Buy like a cash buyer! You say you have poor or bad credit? Don't worry, we have plenty of lenders available that specialize in lending money to car buyers with special credit needs. Whether you are looking for a dependable used car, or a brand new vehicle, we have the lender for you. See all auto lenders.

 

Credit Cards: We have literally hundreds of credit cards to choose from at Eloan Giant! Poor credit, bad credit, or great credit, we can help you find a credit card that is best suited to your situation. There are dozens of offers available from Citibank, Chase, American Express, Household Bank and Discover, as well as many specialty cards. Among the many cards offered are cards for bad credit, secured credit cards, low interest credit cards, reward credit cards, business credit cards, point cards, student credit cards and frequent flyer credit cards to name a few. To take a look at the credit cards currently being offered through E-Loan Giant, click here.

 

 

Credit Repair: Be wary of companies offering "credit repair" that promise to have negative items erased or get you a new credit profile. If a negative item is legitimate, no one can get it removed. It will remain on your credit report for 7 to 10 years. As for getting a new credit identity? One word...ILLEGAL! The companies offering this service show you how to set up a new identity using what is called a EIN or employer identification number. This number is the same length as your social security number and looks very similar, but is also very illegal to use in obtaining a new credit identity. Before paying hundreds of dollars on one of these shady companies that promise the world and deliver nothing, check your credit report on your own. In most situations, a wrongly reported item can be fixed through dispute with the credit bureau. If it occurred through identity theft, it can also be fixed by contacting the bureaus directly and a notation can also be added to your reports. The credit bureaus can even have an alert put in place where a company must call you before issuing credit to anyone. Some companies do provide kits which are very valuable. These kits usually give you information on how to have incorrect information removed, and some even provide the proper forms. To see some of these companies, click here.

Article: Improving your credit profile.
Negotiate with collectors and businesses to remove any late payments or collections from a credit report. Often, collectors will happily remove notices off a credit report in exchange for prompt payment. It is important for consumers to obtain any agreement in writing, as once collectors have been paid off it is mostly impossible to have statements removed.
Be aware of the "statute of limitations" on any debt you are attempting to clear by dispute. Contacting a collector may be akin to awakening the proverbial sleeping dog. The statute of limitations is a period of time, set by a state's law, within which a creditor...

Read the entire article...

More from Financial University

Credit Reports: Not only is it important to know what's in your credit report before shopping for a home, car, or personal loan, it's also very important to check for possible identity theft. Checking your credit report regularly helps you find and fix any problems that may have arisen not only from identity theft, but also from incorrectly reported accounts, or even worse, accounts not belonging to you. Don't get stuck paying too much for your loan. Get your credit report and check your FICO score at least once a year to check for inconsistencies and also to see where legitimate problems lie so that they can be taken care of to give you a better profile. There are 3 major credit bureaus, so be sure to check all 3 to make sure that the information coincides. They are Transunion, Equifax, and Experian. Another handy service offered is credit monitoring. This service keeps you posted on any changes to your credit as it occurs to keep you informed about what is being reported and if it is being reported correctly. Click here for more information on obtaining your credit reports.

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Debt Consolidation: Debt consolidation is a great way to have all of your high interest monthly payments rolled into one, lower monthly bill. This not only frees up cash immediately, but also saves you hundreds of dollars in interest and possible penalties. There are many different options available when consolidating debt. You can use the equity in your home to pay off high interest debt. Depending on your credit, other options are available as well. If you have good credit, you can more than likely obtain a low interest personal loan to pay off the high interest credit cards. If you have bad credit, you can work with a credit counseling service to work with the lenders to lower your interest and monthly payments. In this case you usually make a small monthly payment to the company and they distribute the payments. To see what options are available, click here.

 

Insurance Products: Be sure that you have yourself covered should anything unexpected happen. Click here to view quality insurance products from the nation's leading companies. From health, dental, and vision products, to home, auto, and life, you are sure to find what you need at Eloan Giant!

Mortgages and Home Equity Loans: Did you find your dream house? Are you looking to move to a bigger house? Perhaps you have equity and want to take a vacation, pay off bills, or even invest. If you are looking for a home loan, you have picked a good time. Interest rates are low. This not only saves you thousands in interest over the life of the loan, but also gives you more bang for the buck. Because of the low interest loans available, you have the ability to spend more on principle giving you the option of getting more house. The thousands saved on interest now can be turned into more real estate, giving you more equity down the road. Check out some of the great deals going on by clicking here.

 

Payday Loans: Have an unexpected bill or repair? Payday too far away? A payday loan might be what you need to tie you over until you get paid. Loans up to $1500 can be obtained with no credit check and you can have the funds in 24 hours. Most companies offer faxless advances. No need to fax over documents such as pay stubs or other paperwork. The information can be verified easily through email or via telephone. Just verify your employer, bank information, and pay cycle, and you are good to go. Check out the Payday loan specialists.

 

Student Loans and Student Loan Consolidation: There has never been a better time to save money. Do you owe thousands of dollars in student loan debt and have high monthly payments? You should consider consolidation as an option. Some people report savings of up to 50% by consolidating there student loans into one payment, not only saving by cutting interest, but in some cases, by cutting principle as well. Check out the consolidation programs.

 

Tax Preparation: Prepare your taxes online. State and Federal returns can be completed using a choice of top tax prep companies. Get it done, get it filed, and get your refund!

Unsecured Loans: Loans for any purpose! Loans up to $10,000 available, sometimes more! Usually all you'll need is verifiable income and a bank account. Click here to see what loans are available.

 

Important Information regarding the use of this website:
EloanGiant.com is only a directory providing information about products and services being offered by financial institutions and credit card companies. You do not fill out any applications or receive approval from E-Loan Giant. We do our best to make sure all information contained within E-Loan Giant is up-to-date and current, but changes do occur. To get the most current offers, visit the lenders websites directly. If you have obtained a credit card or other service through a vendor on Eloan Giant and have any questions or concerns about the product, or if you need to cancel or change the service, you must contact the lender/institution that handles your account directly.