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Welcome
to E-Loan Giant! No need to search the web for your
financial needs. Whether you are looking for personal
loans, auto loans, home equity loans, credit cards,
student loans, debt relief and consolidation, or a payday
loan, you are sure to find it here! We have compiled
the best offers anywhere on the internet. Regardless
of your credit history, we can help you find the product
that best matches your financial needs. We also offer
many different financial tools and calculators as well
as many insightful and informational articles to assist
in answering your credit questions.
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Auto
Loans: We have compiled a list of some of
the best auto lenders anywhere. Whether you need a loan
for a car, truck, or SUV, we are sure to have a lender
that will be best suited to your situation. With many
lenders and loans to choose from, you are sure to get
the best deal when preparing to buy that new or used vehicle.
Most applications take minutes to fill out and even less
to approve, giving you tons of bargaining power when visiting
your auto dealership. Buy like a cash buyer! You say you
have poor or bad credit? Don't worry, we have plenty of
lenders available that specialize in lending money to
car buyers with special credit needs. Whether you are
looking for a dependable used car, or a brand new vehicle,
we have the lender for you. See
all auto lenders.
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Credit
Cards: We have literally hundreds of credit
cards to choose from at Eloan Giant! Poor credit, bad
credit, or great credit, we can help you find a credit
card that is best suited to your situation. There are
dozens of offers available from Citibank, Chase, American
Express, Household Bank and Discover, as well as many
specialty cards. Among the many cards offered are cards
for bad credit, secured credit cards, low interest credit
cards, reward credit cards, business credit cards, point
cards, student credit cards and frequent flyer credit
cards to name a few. To take a look at the credit cards
currently being offered through E-Loan Giant, click
here.
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Credit
Repair: Be wary of companies offering "credit
repair" that promise to have negative items erased
or get you a new credit profile. If a negative item is
legitimate, no one can get it removed. It will remain
on your credit report for 7 to 10 years. As for getting
a new credit identity? One word...ILLEGAL! The companies
offering this service show you how to set up a new identity
using what is called a EIN or employer identification
number. This number is the same length as your social
security number and looks very similar, but is also very
illegal to use in obtaining a new credit identity. Before
paying hundreds of dollars on one of these shady companies
that promise the world and deliver nothing, check your
credit report on your own. In most situations, a wrongly
reported item can be fixed through dispute with the credit
bureau. If it occurred through identity theft, it can
also be fixed by contacting the bureaus directly and a
notation can also be added to your reports. The credit
bureaus can even have an alert put in place where a company
must call you before issuing credit to anyone. Some companies
do provide kits which are very valuable. These kits usually
give you information on how to have incorrect information
removed, and some even provide the proper forms. To see
some of these companies, click
here.
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Article:
Improving your credit profile.
Negotiate
with collectors and businesses to remove any late
payments or collections from a credit report.
Often, collectors will happily remove notices
off a credit report in exchange for prompt payment.
It is important for consumers to obtain any agreement
in writing, as once collectors have been paid
off it is mostly impossible to have statements
removed.
Be aware of the "statute of limitations"
on any debt you are attempting to clear by dispute.
Contacting a collector may be akin to awakening
the proverbial sleeping dog. The statute of limitations
is a period of time, set by a state's law, within
which a creditor...
Read
the entire article...
More
from Financial University |
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Credit
Reports: Not only is it important to know
what's in your credit report before shopping for a home,
car, or personal loan, it's also very important to check
for possible identity theft. Checking your credit report
regularly helps you find and fix any problems that may
have arisen not only from identity theft, but also from
incorrectly reported accounts, or even worse, accounts
not belonging to you. Don't get stuck paying too much
for your loan. Get your credit report and check your FICO
score at least once a year to check for inconsistencies
and also to see where legitimate problems lie so that
they can be taken care of to give you a better profile.
There are 3 major credit bureaus, so be sure to check
all 3 to make sure that the information coincides. They
are Transunion, Equifax, and Experian. Another handy service
offered is credit monitoring. This service keeps you posted
on any changes to your credit as it occurs to keep you
informed about what is being reported and if it is being
reported correctly. Click
here for more information on obtaining your credit
reports.

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Debt
Consolidation: Debt consolidation is a great
way to have all of your high interest monthly payments
rolled into one, lower monthly bill. This not only frees
up cash immediately, but also saves you hundreds of dollars
in interest and possible penalties. There are many different
options available when consolidating debt. You can use
the equity in your home to pay off high interest debt.
Depending on your credit, other options are available
as well. If you have good credit, you can more than likely
obtain a low interest personal loan to pay off the high
interest credit cards. If you have bad credit, you can
work with a credit counseling service to work with the
lenders to lower your interest and monthly payments. In
this case you usually make a small monthly payment to
the company and they distribute the payments. To see what
options are available, click
here.
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| Insurance
Products: Be sure that you have yourself covered
should anything unexpected happen. Click
here to view quality insurance products from the nation's
leading companies. From health, dental, and vision products,
to home, auto, and life, you are sure to find what you need
at Eloan Giant! |
Mortgages
and Home Equity Loans: Did you find your
dream house? Are you looking to move to a bigger house?
Perhaps you have equity and want to take a vacation, pay
off bills, or even invest. If you are looking for a home
loan, you have picked a good time. Interest rates are
low. This not only saves you thousands in interest over
the life of the loan, but also gives you more bang for
the buck. Because of the low interest loans available,
you have the ability to spend more on principle giving
you the option of getting more house. The thousands saved
on interest now can be turned into more real estate, giving
you more equity down the road. Check out some of the great
deals going on by clicking
here.
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Payday
Loans: Have an unexpected bill or repair?
Payday too far away? A payday loan might be what you need
to tie you over until you get paid. Loans up to $1500
can be obtained with no credit check and you can have
the funds in 24 hours. Most companies offer faxless advances.
No need to fax over documents such as pay stubs or other
paperwork. The information can be verified easily through
email or via telephone. Just verify your employer, bank
information, and pay cycle, and you are good to go. Check
out the Payday loan specialists.
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Student
Loans and Student Loan Consolidation: There
has never been a better time to save money. Do you owe
thousands of dollars in student loan debt and have high
monthly payments? You should consider consolidation as
an option. Some people report savings of up to 50% by
consolidating there student loans into one payment, not
only saving by cutting interest, but in some cases, by
cutting principle as well. Check
out the consolidation programs.
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Tax
Preparation: Prepare your taxes online. State
and Federal returns can be completed using a choice of
top tax prep companies. Get it done, get it filed, and
get your refund!
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Unsecured
Loans: Loans for any purpose! Loans up to
$10,000 available, sometimes more! Usually all you'll
need is verifiable income and a bank account. Click
here to see what loans are available. |
Important
Information regarding the use of this website:
EloanGiant.com is only a directory providing
information about products and services being offered
by financial institutions and credit card companies. You
do not fill out any applications or receive approval from
E-Loan Giant. We do our best to make sure all information
contained within E-Loan Giant is up-to-date and current,
but changes do occur. To get the most current offers,
visit the lenders websites directly. If you have obtained
a credit card or other service through a vendor on Eloan
Giant and have any questions or concerns about the product,
or if you need to cancel or change the service, you must
contact the lender/institution that handles your account
directly. |
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